RefiAmigo Disclaimer

1. No Guarantee of Approval

Submitting your information does not guarantee approval, loan qualification, or specific savings.
Approval is determined solely by the lender based on:

• Creditworthiness

• Employment/income verification

• Vehicle eligibility

• Loan balance

• Payment history

• Lender underwriting guidelines

2. Estimates Are Not Final Loan Offers

Any payment quote, savings estimate, or interest rate range provided by RefiAmigo is an estimate only.
Final rates and terms are determined by the lender after a full review of your application.

Savings examples (such as “Ahorra $80–$210 al mes”) are illustrative and based on past client outcomes. Your results will vary.

3. RefiAmigo Is Not a Financial Institution

RefiAmigo:

• Does not fund auto loans

• Does not make credit decisions

• Does not set interest rates

• Receives compensation from lender partners when a loan is successfully funded

This compensation does not increase your rate or cost.

4. No Legal, Tax, or Financial Advice

The content on this website and in our communications:

• Should not be considered legal advice

• Should not be considered tax advice

• Should not be considered financial planning advice

For legal or tax questions, consult a licensed professional.

5. Accuracy of Information

While we strive to provide accurate and up-to-date information, RefiAmigo does not guarantee the accuracy or completeness of:

• Rates

• Payment amounts

• Lender requirements

• Eligibility guidelines

• Website content

Lender programs may change at any time without notice.

6. Communication Consent (TCPA Notice)

By submitting your information through our website, ads, SMS, Facebook forms, or Messenger, you consent to being contacted by RefiAmigo and/or our lender partners via:

• Phone calls

• Text messages (SMS)

• Email

• Facebook Messenger

• Automated dialing systems (ATDS)

• Pre-recorded messages

Message and data rates may apply.
You may opt out at any time.

7. Soft Credit Checks

RefiAmigo and lender partners may perform a soft credit inquiry to review rates and pre-qualify you.
Soft pulls do not affect your credit score.
A hard credit inquiry may be required by the lender before final approval.

8. Third-Party Websites

RefiAmigo is not responsible for:

• Content on third-party sites

• Privacy practices of external websites

• Accuracy of information displayed outside RefiAmigo.com

9. No Warranties

All services, tools, and content are provided “as is” without warranties of any kind, expressed or implied.

10. Limitation of Liability

RefiAmigo shall not be liable for:

• Denial of credit

• Changes in interest rates

• Inaccurate lender information

• Delays in communication

• Technical issues with the website

• Any damages arising from the use of our site or services

11. Contact Information

If you have questions about this Disclaimer, contact us:

📧 hugo@refiamigo.com
📞 970-319-0376
🌐 RefiAmigo.com